Wednesday, July 23, 2014

1 Dollar Rule

We've all had that shopping moment - the one where you see something that you love, but you're not entirely sure if you should buy it.

Sometimes the item is something impractical like a corky pair of shoes that will never match anything in your closet.  Or maybe it is a gorgeous sweater that is way more than you would ever dare to spend on a sweater.  Either way you want it! need it! must have it!

This is a simple rule that will help you shop smarter.  It's the 1 Dollar Rule.  

Here's how it works.  Let's say you want this pair of Rag & Bone boyfriend jeans for $198.  For every dollar, ask yourself if you are going to use the item that many times.  So for the R&B jeans - would you wear them 198 times?  If the answer is yes, then it is worth the price tag.  Bonus points if you wear it more than 198 times!  This means that the jeans only cost you $1 per wear.  

So going back to the corky shoes that don't match anything in your closet - you might only wear those once.  So if the shoes cost $50, but you only wear them once, is it worth it?  No way!  That's an expensive wear.

Do you see where I'm going with this?

Now, this is not to say that if you see a $2,000 Chloe satchel that you swear you will use 2000 times that you should buy it.  Always stay within your limits.  But if you are debating whether or not you should make that impulse purchase or if something is really worth the price tag, then the 1 Dollar Rule will help! 

Let me know in the comments below if you like this kind of post.  Also, leave me a comment if you have any other budgeting tips that work for you! x

Sunday, July 20, 2014

Totes McGoats

I can't help but to feel like Mary Poppins when I use my tote bag.  Once the sun goes down, I'll reach into my bag and pull out my carefully hidden jacket.  At that same time, my friends will give me a confused look, followed by the question, "what else do you have in that bag?"

Here are five tote bags that will hold more than you need to carry!

one | two | three | four | five

What crazy thing do you put in your tote bag?  Let me know in the comments below! x

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